10 Ways to Rate Your Financial Adviser

Earlier this year, the stock market fell to a 12-year low, losing 54 percent of its peak value and taking a vast chunk of ordinary Americans’ wealth with it. In the wake of such big losses, many investors are looking for someone to hold accountable. That has placed financial advisers under the microscope. Read more…

Don’t Let Summer Fuel Costs Strain Your Budget

With summer on the way, hotter days and vacation road trips are coming up fast. Because the costs of cooling your home and filling up your car can add up, the Federal Trade Commission is offering tips to save you money. Read more…

Good Credit Score Not Good Enough Anymore

With historically low rates, many homeowners are watching closely for the right time to refinance their mortgages. Those with good credit may well recall being showered with praise by a mortgage broker during the initial purchase for that solid credit score.That was then. This is now. Read on for other factors that go into securing financing for a new or existing mortgage such as a stable job with a minimum of two years of employment, reserves after closing, including a minimum of two to six months of mortgage principal, interest, taxes and insurance, down payment from the borrower’s own funds, and a low debt-to-income ratio. Read more…

• Previous Entry: Rise in rates hammers mortgage applications
• Next Entry: Money For Down Payment – Get a New Home Mortgage Loan With Grants From FHA Down Payment Fund